Loan programs

Three ways we put capital to work.

Every program is underwritten in house against your business plan, not a rate sheet. Structures below are typical; exceptions are made for experienced sponsors.

Fix & Flip | Renovation project financed by Hondo Finance
01 · Program

Fix & Flip | Renovation

Purchase plus rehab capital for value-add residential projects, with fast draws.

Loan amounts
$100K – $5M
Term
12 – 18 months
Max LTC
Up to 92.5%
Max ARV
Up to 75%
Ground-Up Construction project financed by Hondo Finance
02 · Program

Ground-Up Construction

Land, horizontal and vertical financing for experienced builders and developers.

Loan amounts
$250K – $7.5M
Term
12 – 24 months
Max LTC
Up to 85%
Max ARV
Up to 70%
Bridge & Multifamily project financed by Hondo Finance
03 · Program

Bridge & Multifamily

Stabilization and cash-out bridge loans on 2–4 unit, multifamily and mixed-use.

Loan amounts
$500K – $10M+
Term
12 – 36 months
Max LTV
Up to 75%
Interest only
Full term

The process

From submission to funding in under two weeks.

  1. 01

    Connect

    Share the deal. We review scope, sponsor, and strategy quickly, with no drawn-out committees.

  2. 02

    Structure

    We shape indicative terms around your project rather than forcing a fixed product.

  3. 03

    Approve

    An in-house credit decision, with the certainty of a direct, balance-sheet lender.

  4. 04

    Fund

    Capital in hand after receiving the appraisal, 72 hours with a full file, ready for your next move.